Your money, the Smart way.
The SmartLuy wallet, SmartLuy nationwide agent network and SmartLuy mobile app work together to help you take care of your money.
Know where you stand
Using the SmartLuy mobile app to keep track of your money – you can check your balance and recent transactions easily.
Send money easily
Send money to your friends and family, even if they don’t have a SmartLuy wallet.
Fast top up
Use SmartLuy to top up your mobile phone instantly.
Make payments safely
Whether paying bills or for coffee, SmartLuy makes payments easy.
Deposit and withdraw cash – FREE!
SmartLuy has a nationwide agent network where you can deposit and withdraw cash FREE!
No Hidden Fees – Simple!
We show all our transaction fees. SmartLuy also has no wallet opening fee, minimum balance requirement, monthly fee or annual fee.