Your money, the Smart way.
SmartLuy makes handling your money simple.
Top up your phone instantly. Send money nationwide with just a phone number. And pay bills to a variety of companies in a few simple steps.
And with our continually improving app, you can manage your money from the palm of your hand. Download the SmartLuy app today and start using your money, the Smart way.
Know where you stand
Using the SmartLuy mobile app to keep track of your money – you can check your balance and recent transactions easily.
Send money easily
Send money to your friends and family, even if they don’t have a SmartLuy wallet.
Fast top up
Use SmartLuy to top up your mobile phone instantly.
Make payments safely
Whether paying bills or for coffee, SmartLuy makes payments easy.
Deposit and withdraw cash – FREE!
SmartLuy has a nationwide agent network where you can deposit and withdraw cash FREE!
No Hidden Fees – Simple!
We show all our transaction fees. SmartLuy also has no wallet opening fee, minimum balance requirement, monthly fee or annual fee.