Money Transfer

Why transfer money with SmartLuy?

Send money instantly to your families and friends to 25 provinces through SmartLuy agent-network or by yourself. It is fast, secure and convenient. And if you send money from your SmartLuy account to another SmartLuy account, it is charged 0.2% per transaction. Ask your friends and family to sign up for a SmartLuy account today by dialing *1111#.

Hot News!

Standard charging rates

Service Amount of Transaction User Service Charges (USD) How to Perform
Transaction
Money Transfer at SmartLuy agent Standard Service Charge Agent-Network
1 USD - 500 USD 1.50 USD
Money Transfer Promo!
1 USD - 100.49 USD
100.50 USD - 300.49 USD
300.50 USD - 500 USD
0.38 USD
0.63 USD
1.50 USD
Cash-In into SmartLuy 5 USD - 1000 USD FREE Agent-Network/Smart Shop
Cash-Out from SmartLuy any amount FREE
Money Transfer SmartLuy account to SmartLuy account 1 USD - 500 USD 0.2 % per transaction Self Perform - App and USSD
Money Transfer SmartLuy account to non-SmartLuy account 1 USD per transaction (flat)

How to transfer money via USSD?

Step-1

Send Money
Send Money to a SmartLuy account and to Non-SmartLuy.
Enter your 4 digit PIN: 91. Back
99. Exit

Dial *1111# and press *4

Step-2

Send Money
Enter Recipient Mobile No:

91. Back
94. Main Menu
99. Exit

Enter Recipient Mobile number

Step-3

Send Money
Enter Amount in USD:

91. Back
94. Main Menu
99. Exit

Enter Amount

in USD

Step-4

Send Money
Send USD <amount> to <recipient mobile no>
Service Charge: USD <fee>
Confirm
1. Yes
2. No

91. Back
94. Main Menu
99. Exit

Send Money to recipient

Step-5

Send Money
Transaction in progress...
Recipient: XXXXXXXXXX
Amount: USD <amount>
Service Charge: USD <fee>
RN: xxxxxxxxxxxxxx

94. Main Menu
99. Exit

Transaction in progress

Step-6

Send Money
DD.MM.YYYY hh:mm
Recipient: XXXXXXXXXX
Amount: USD <amount>
Service Charge: USD <fee>
OTP: <OTP> or "Wallet Receiver"
RN: xxxxxxxxxxxxxx
SmartLuy balance: USD <balance>

SMS-Success Customer Sender

Step-7

Send Money
DD.MM.YYYY hh:mm
Sender: XXXXXXXXXX
Recipient: XXXXXXXXXX
Amount: USD <amount>
RN: xxxxxxxxxxxxxx

SMS-Success Recipient

** Amount of transaction allowed varies according to customer type
 

How to transfer money via SmartLuy App:

Step-1

1. Open the app
2. Type your registered Smart number in
3. Click on Proceed
4. Select Send Money in the SmartLuy menu

Step-2

1. Type your 4-digit PIN
2. Enter the recipient’s mobile number
3. Enter amount in USD

Step-3

Click on Confirm to confirm your Money Transfer

Back to top