You can pay for online and in-app purchases. Using safe and reliable software. Powered by Canadia Bank and MasterCard.

Register now and you’ll receive an SMS containing your new MasterCard number. Then top up and start shopping!

Item Fee  Transaction Fee  
0 – 50 USD  30% of item fee 
50.1 – 100 USD  20% of item fee 

Item Fee  Transaction Fee  
0 – 50 USD  30% of item fee 
50.1 – 100 USD  20% of item fee 

How to register

  • SMS REG to 999
  • You’ll receive an SMS with your MasterCard number
  • Then simply top up your main balance and start shopping!


  • Pay using money from your main balance
  • Can be used for all online and in-app purchases
  • Buy items up to 100 USD in value
  • Subscription fee only 10 cents/month

Terms & Conditions

  • SmartPay is only eligible if you are a Smart customer that has topped up 18 USD over the previous 3 months and have been in active status for 6 months, before attempting SmartPay registration.
  • The monthly subscription fee auto-renews. If you fail to renew your monthly subscription fee due to a lack of balance, your MasterCard number will be deactivated.
  • The maximum item fee for any transaction is 100 USD. All transactions above this will be rejected.
  • If you fail to pay the transaction fee, the first charge failure will be FREE. However, if you fail to pay the transaction fee a second time, you will incur a 4 cents penalty fee if the failed transaction is less than 20 USD and 30 cents if it’s above 20 USD.
  • SMS STOP to 999 to end your SmartPay subscription.
  • The SmartPay subscription fee is 10 cents per month.
  • SMS GET to 999 to have your MasterCard info sent to you again if you lose your details.
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Control and manage your balance, subscribe to services, top up and get more done anytime, anywhere.

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