Smart Luy app


SmartLuy, the smartest way to do mobile top ups.
Download the app!


Would you like to get 100 USD for FREE? Then introduce your friends to SmartLuy.

If they install the SmartLuy app and then top up their phone via SmartLuy by just 3 USD, you’ll get 6 USD deposited in your wallet for FREE. Easy!

Check frequently asked questions
For more detail


  • Make cashless payments to various SmartLuy partners, including Gloria Jean’s Coffees, OldTown White Coffee, Major Cineplex by Smart plus many more to come.
  • Get 5% cashback every time you top up your Smart mobile main balance using SmartLuy.
  • Send money conveniently to your friends and family whenever you want, wherever you are.
  • Refer as many people as you want, it’s FREE!

Terms & Conditions

  • The person you refer must have been a Smart subscriber for at least 90 days.
  • The person you refer must top up the Smart mobile number they used to register for SmartLuy using the SmartLuy app only; other mobile top ups by Smart Cards, *1111# or other methods are not applicable for the reward.
  • You can earn up to a maximum of 102 USD per referral round.
  • We are offering a fixed number of referrals. You can view the number of remaining referrals in the SmartLuy app, so be sure to make your referrals quickly and help your friends to top up their phone to guarantee you get your money first.
  • If the person you refer has already been referred by somebody else, is already a SmartLuy wallet holder, or has not been a Smart subscriber for 90 days, you cannot get the reward.
  • The mobile top up must be a minimum of 3 USD performed in one transaction – multiple smaller denominations (e.g. 2 USD + 1 USD) totalling 3 USD will not be counted.
  • Any referrals made that fulfil the criteria after the referral round has finished are not included; the referral program is a first come, first served basis.
  • The person you refer must use version 2.4.1 of the SmartLuy app or later.
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