Now everyone can have a MasterCard!

Introducing SmartPay, an electronic MasterCard from Smart to instantly purchase any of your favorite applications, books, films, songs or music videos up to 25 USD from the App Store or iTunes!

Why SmartPay?

  • EASY: All you need is your Smart number. Just register and use it immediately. Both subscription and purchasing processes are quick, simple and ultra-convenient. Regular visits to the bank are not necessary anymore. Pay right from your phone credit. When you run out, just top up.
  • CONVENIENT: Say goodbye to filling complicated forms up or going through a long application process. Using SmartPay is as easy as sending an SMS.
  • RELIABLE: Smart has partnered up with Canadia Bank, one the largest and most trusted banks in Cambodia, and MasterCard, an American multinational financial services corporation.

Transaction Fee:

Transaction Value (USD) Transaction Fee (USD) Monthly Subscription Fee (USD)
Below 5 0.5 0.10
Above 5 to 10 1.0 0.10
Above 10 to 15  1.5 0.10
Above 15 to 20 2.0 0.10
Above 20 to 25 2.5 0.10

How to use?

It’s really simple. Just follow these 3 simple steps.

Step 1: Subscription

  • Send “REG” to “999”
  • You will receive a notification SMS upon successful completion, as well as your electronic MasterCard number.
  • Take note of your card number, security code and expiry date.

Step 2: Input MasterCard details

  • Go to theApple ID account page (Settings -> iTunes & App Store)
  • Tap your Apple ID and click on “View Apple ID”
  • Select “Payment Information”
  • Select “MasterCard”
  • Enter your electronic MasterCard number, security code and expiration date
  • Enter any address in Cambodia
  • Press “Done”

Step 3: Make your purchase

Purchase apps, games, in-app items from the App Store and music on iTunes using your SmartPay account.
You will receive a purchase confirmation SMS within 48 hours.

Terms & Conditions

  • SmartPay is available for any charging transactions from the App Store/iTunes at maximum 25 USD.
  • Apple will charge within 48 hours after purchases so the maximum transaction value needs to be less than 25 USD within 48 hours. If your transaction value is more than 25 USD within 48 hours, your Apple ID will be blocked by Apple. To unblock your Apple ID, you need to use other payment methods (i.e. Visa Card or MasterCard) to settle the payment.
  • When you use SmartPay, Apple will charge you 1 USD immediately to validate your electronic MasterCard but Apple will refund back that 1 USD to your Account within 72 hours.
  • Monthly subscription 10 c/month. 
  • Charges are only made from your main balance.
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