How to Register

SmartLuy can be used by ANYONE

  • Non- Registered SmartLuy Customers

    1. Do not own a private electronic account
    2. Perform your transaction at any Smartluy Agent nearby, nationwide

  • Registered SmartLuy Customers

    1. Own a private electronic account
    2. Access to electronic account through SmartLuy app anytime, anywhere
    3. Access to electronic account through USSD

Register for a wallet in 3 easy steps


Dial *1111#
To register yourself

Welcome to SmartLuy!
For SmartLuy Terms & Conditions please visit or visit any Smart Shop.

1. Register
99. Exit


Dial 1
Read & Accept the T&C applied

SmartLuy Registration
I have read and understood the SmartLuy Terms & Conditions.
1. Accept
2. Reject

91. Back
99. Exit


Your registration is successful when you receive the SMS from Smart

SmartLuy Registration
Your SmartLuy account is successfully created. Your PIN is XXXX.
To upgrade your account to Gold, please visit a Smart Shop.


To transfer money from your account, please contact 788 or visit a Smart Shop with your photo ID.
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