With Smart Loan you can request an advance credit of 50 cents for usage of within network and across network services.

How to use

HOW TO	ACTIVATION CODE			FEE
Request Smart Loan	Send empty SMS to 911	or	Dial *911#	10 cents (will be deducted after next top-up )
Check Smart Loan history	Send empty SMS to 9111		Dial *911*1#	1 cent

Terms & Conditions

For being able to obtain the Smart Loan, subscribers must satisfy all following conditions:

1. Subscriber must be a prepaid subscriber
2. Subscriber must not be a debtor
3. Subscribers must be registered and activated in network for at least 90 days and Tops up must be equal or more than 6 top-ups in the past 6 months
4. Subscribers must have status ‘Active’
5. Subscribers in MOC also can loan and could use credit for 4 days from loan date.